Konto API — 技能 — openclaw中文资讯站

技能详情（站内镜像，无评论）

Access personal finance data from Konto including accounts, transactions, investments, assets, loans, subscriptions, and net worth summaries via API.

开发与 DevOps

许可证：MIT-0

MIT-0 ·免费使用、修改和重新分发。无需归因。

版本：v1.0.0

统计：⭐ 0 · 248 · 0 current installs · 0 all-time installs

⭐ 0

安装量（当前） 0

🛡 VirusTotal ：可疑 · OpenClaw ：良性

Package：angelstreet/konto-api

安全扫描（ClawHub）

VirusTotal ：可疑
OpenClaw ：良性

OpenClaw 评估

The skill is internally coherent: it queries a Konto API using a user-provided API key and URL; the included scripts and docs match that purpose, with only minor metadata omissions.

目的

Name/description (personal finance access) match the included scripts and API docs. Minor inconsistency: the registry metadata declares no required environment variables or primary credential, but the SKILL.md and scripts clearly expect KONTO_API_KEY and KONTO_URL.

说明范围

Runtime instructions are explicit: source ~/.openclaw/secrets/konto.env and call Konto endpoints with curl. The skill reads only that secrets file and its included workspace script; it also documents analytics endpoints which require a separate analytics-scoped key. No unexpected file reads, broad system probing, or exfil endpoints beyond the configured KONTO_URL.

安装机制

No install spec; this is instruction-only plus a small bash helper script included in the package. Risk is low because nothing is downloaded or extracted during install.

证书

The behavior requires KONTO_API_KEY and KONTO_URL (and optionally an analytics-scoped key) which are proportionate to the stated functionality. However, the skill registry did not declare these required env vars or a primary credential — a metadata omission that can mislead users about what secrets are needed.

持久

always is false and model invocation is allowed (platform default). The skill does not request persistent system-wide privileges or modify other skills; it only reads a user-held secrets file and runs curl from the included script.

综合结论

This skill appears to do what it says (call Konto API endpoints) and needs an API key and base URL. Before installing: (1) Be aware the SKILL.md asks you to store KONTO_API_KEY and KONTO_URL in ~/.openclaw/secrets/konto.env even though the registry metadata doesn't list them — the metadata omission is benign but confusing. (2) Only use an API key issued by a trusted Konto instance; confirm KONTO_URL is correct (default points at konto.angelstr…

安装（复制给龙虾 AI）

将下方整段复制到龙虾中文库对话中，由龙虾按 SKILL.md 完成安装。

请把本段交给龙虾中文库（龙虾 AI）执行：为本机安装 OpenClaw 技能「Konto API」。简介：Access personal finance data from Konto including accounts, transactions, inves…。
请 fetch 以下地址读取 SKILL.md 并按文档完成安装：https://raw.githubusercontent.com/openclaw/skills/refs/heads/main/skills/angelstreet/konto-api/SKILL.md
（来源：yingzhi8.cn 技能库）

SKILL.md

打开原始 SKILL.md（GitHub raw）

# Konto — Personal Finance API

Query personal finance data from Konto (bank accounts, investments, assets, loans, transactions).

## Setup
```bash
# ~/.openclaw/secrets/konto.env
export KONTO_API_KEY="konto_xxxxxxxxxxxx"
export KONTO_URL="https://konto.angelstreet.io"
```

## Quick Answers

### "How much BTC do I have?"
```bash
source ~/.openclaw/secrets/konto.env
curl -s -H "Authorization: Bearer $KONTO_API_KEY" "$KONTO_URL/api/v1/investments" | jq '.investments[] | select(.code | test("BTC|bitcoin"; "i")) | {label, quantity, current_value}'
```

### "What's my net worth?"
```bash
curl -s -H "Authorization: Bearer $KONTO_API_KEY" "$KONTO_URL/api/v1/summary" | jq '{patrimoine_net, accounts: .accounts.total_balance, investments: .investments.total_value, assets: .assets.total_value, loans: .loans.total_remaining}'
```

### "When does my loan end?"
```bash
curl -s -H "Authorization: Bearer $KONTO_API_KEY" "$KONTO_URL/api/v1/loans" | jq '.loans[] | {name, remaining_amount, end_date, monthly_payment}'
```

### "What are my subscriptions?"
```bash
curl -s -H "Authorization: Bearer $KONTO_API_KEY" "$KONTO_URL/api/v1/summary" | jq '{count: .subscriptions.count, monthly: .subscriptions.monthly}'
```

### "How much do I spend on housing?"
```bash
curl -s -H "Authorization: Bearer $KONTO_API_KEY" "$KONTO_URL/api/v1/transactions?months=6&category=logement" | jq '{total: .total, transactions: [.transactions[] | {date, label, amount}]}'
```

### "Financial overview"
```bash
curl -s -H "Authorization: Bearer $KONTO_API_KEY" "$KONTO_URL/api/v1/summary"
```

## Helper Script
```bash
bash ~/.openclaw/workspace/skills/konto/scripts/konto.sh summary
bash ~/.openclaw/workspace/skills/konto/scripts/konto.sh investments
bash ~/.openclaw/workspace/skills/konto/scripts/konto.sh transactions 3  # last 3 months
bash ~/.openclaw/workspace/skills/konto/scripts/konto.sh loans
bash ~/.openclaw/workspace/skills/konto/scripts/konto.sh assets
bash ~/.openclaw/workspace/skills/konto/scripts/konto.sh accounts
```

## Endpoints
| Endpoint | Description |
|----------|-------------|
| `GET /api/v1/summary` | Full financial overview (start here) |
| `GET /api/v1/accounts` | Bank accounts list |
| `GET /api/v1/transactions?months=6&category=X` | Categorized transactions |
| `GET /api/v1/investments` | Portfolio (ETFs, stocks, crypto) |
| `GET /api/v1/assets` | Real estate, vehicles |
| `GET /api/v1/loans` | Active loans |

## Full API Reference
See `~/shared/projects/konto/docs/api.md` for complete docs including analytics endpoints.

## Scope
This skill uses a **personal** scope key (free). For cross-user analytics (pro), see the `konto-analytics` skill.