技能详情（站内镜像，无评论）
许可证：MIT-0
MIT-0 ·免费使用、修改和重新分发。无需归因。
版本：v1.0.0
统计：⭐ 6 · 3.3k · 16 current installs · 17 all-time installs
⭐ 6
安装量（当前） 17
🛡 VirusTotal ：良性 · OpenClaw ：良性
Package：aka-anoop/personal-finance
安全扫描（ClawHub）
- VirusTotal ：良性
- OpenClaw ：良性
OpenClaw 评估
The skill is internally consistent: it stores personal finance data in a local SQLite DB and its files, instructions, and required actions match that purpose with no external network calls or credential requests.
目的
Name/description (personal finance tracking, budgets, reminders) matches the provided files and instructions. The included init_db.py and SKILL.md only create and use a local SQLite DB; there are no unrelated env vars, binaries, or cloud credentials requested.
说明范围
SKILL.md limits actions to initializing and using finance.db and summarizing transactions / checking schedules. It mentions scheduled reminders but does not specify delivery mechanism; that is a minor vagueness (not evidence of exfiltration) — confirm how reminders are delivered by the agent before enabling automated notifications.
安装机制
No install spec; this is instruction-only plus a small init_db.py script. The script only creates directories and a local SQLite DB under the skill workspace. No downloads or external installers are used.
证书
The skill declares no required environment variables, credentials, or config paths. The code also does not read env vars or attempt to access system credentials — storage is local to ~/.openclaw/workspace/skills/personal-finance/finance.db.
持久
always is false and model invocation is allowed (platform default). The skill writes its own local DB but does not modify other skills or system-wide settings. Autonomous invocation is not combined with any broad credential access, so no elevated privilege concerns.
综合结论
This skill appears to do what it says: it stores data locally in ~/.openclaw/workspace/skills/personal-finance/finance.db and contains a small init script that creates tables and preset categories. Before installing, consider: 1) where the DB will be stored and whether you want financial data in that path (move or encrypt it if needed), 2) how the agent will deliver reminders (email/Slack/notifications)—ensure those channels are acceptable bec…
安装（复制给龙虾 AI）
将下方整段复制到龙虾中文库对话中，由龙虾按 SKILL.md 完成安装。
请把本段交给龙虾中文库（龙虾 AI）执行：为本机安装 OpenClaw 技能「Personal Finance Tracker」。简介：Manage personal finances, track spending by category, set budgets, and receive …。
请 fetch 以下地址读取 SKILL.md 并按文档完成安装：https://raw.githubusercontent.com/openclaw/skills/refs/heads/main/skills/aka-anoop/personal-finance/SKILL.md
（来源：yingzhi8.cn 技能库）SKILL.md
---
name: personal-finance
description: Manage personal finances, track spending by category, set budgets, and receive reminders for EMIs and one-time annual expenses. Use for logging expenses, checking budget status, or setting up financial reminders.
---
# Personal Finance
Track spending, manage budgets, and stay on top of recurring payments (EMIs) and one-time annual expenses using a local SQLite backend.
## Preset Categories
The skill starts with: `Food`, `Rent`, `Utilities`, `Travel`, `Entertainment`, `Shopping`, `Health`, `Misc`.
## Core Features
- **Categorized Tracking**: Log expenses into preset or custom categories.
- **Dynamic Categories**: Add new categories on the fly.
- **SQLite Backend**: All data is stored in `finance.db`.
## Setup
1. Run `scripts/init_db.py` to initialize the database (already done).
2. Ask the user if they want to add custom categories or set budgets for the presets.
## Logging Expenses
Record spends into `finance.db`.
Example: "Spent 500 on Food for lunch" -> Insert into transactions table.
## Scheduled Tasks
- **Weekly Digest**: Summarize SQLite `transactions` table.
- **Reminders**: Check `schedules` table for EMIs and One-time spends.